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Ohio Home Buying

Maybe youíre buying your first home in Ohio, or perhaps youíre relocating to Ohio from another state. Either way, itís important that you educate yourself on Ohio home loans before shopping for a home and mortgage. This article explains what youíll need to know before buying a home in Ohio:

The median price of a home in Ohio is $103,700. However, the price of homes in Ohio varies widely between zip codes. For example, in Cincinnati, Ohio, the median price of a home during the summer of 2005 was $245,000, while in Canton, Ohio, the median price of a home was $156,000.

The state of Ohio does not regulate home radon levels. This means that home buyers must test for radon levels in the home they are purchasing and decide for themselves how much radon is acceptable in their home.

Ohio is one of two states that do not include mortgage lending in their consumer-protection laws. In fact, many states are now enacting special anti-predatory lending programs in order to protect consumers. However, Ohioís Civil Rights Commission does prohibit lenders from discriminating against borrowers because of their race, color, religion, gender, disability, familial status, or national origin.

Jessica Elliott recommends that you visit Mortgage Lenders Plus.com for more information about Ohio Mortgage Rates and Loans.

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